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$290K · 1 bed Condo Apartment · East F, London East | MyPropertyScout

$289,900

Unit 1603

11Vacant

Map

$289,900

A●●●○○DOM15days

Unit 1603

695 Richmond Street · London East · Ontario N6A 5M8

MLS® X13434516 · East F · N6A 5M8

11Vacant900-999 ft²Condo Apartment1-car Underground15d$305/ft²$2,833 tax/yrBuilt 198541 yrs old

9% below market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

1 bedroom + den on the 16th floor with underground parking. This is a big unit, at 942 sq/ft. offers ample living space plus a den and in-suite laundry forced air heat and air conditioning. The heat pump is the main heat source and is included in the condo fee (baseboards are for back-up heat). Hard surface flooring throughout for easy cleaning. Recently renovated pool, sauna, and exercise room. Prime downtown location, steps from a grocery store and bus service at your front door for quick acce…

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Property details

MLS#: X13434516
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 134
Balcony: None
Locker: None
Association amenities: Exercise Room, Indoor Pool, Sauna, Concierge
Fees include: Heat Included, Water Included, Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: West side of Richmond Street just South of Oxford Street
Basement: None
Stories: 16
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	2.46m × 3.09m
Main	Laundry	1.52m × 2.66m
Main	Bedroom	3.65m × 4.34m
Main	Living Room	4.48m × 3.7m
Main	Den	4.78m × 3.07m
Main	Foyer	4.35m × 2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP - SELECT REALTY

Source: TRREB/PROPTX · MLS® X13434516

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$290K

Unit 1603 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $289,900✓ $2,833 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,089/mo

incl. closing costs (yr 1)

Annual total

$37,069

year 1

Mortgage only

$1,100/mo

principal + interest

Beyond mortgage

$1,296/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$57,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$236/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,824

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $13,197/yr

Property taxes15% $5,657/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,899/yr

Condo fees17% $6,156/yr

Closing costs14% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,197	$1,100/mo
Government & taxes
Property tax	$2,833	$236/mo
Land transfer tax(closing)	$2,824	$235/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,899	$242/mo
Condo fees
Condo / HOA fees	$6,156	$513/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,069	$3,089/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1603

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs