$1.40M · 5 bed Detached · Dundas, Hamilton

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About this home

Welcome to a home with the little white picket fence. Where generations have gathered & memories have been made. Offered for the first time since it was built, this 5-bedroom, 6-bathroom home has been lovingly owned by the same family from the very beginning. Designed for a life well lived, it offers an incredible amount of space, flexibility, & untapped potential for today's growing or multi-generational family. With oversized principal rooms, multiple living areas, including a secondary main f…

Property details

MLS#

X13434460

Status

Buy Now

Beds

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full, Gazebo, Garden Shed
Property features: Arts Centre, Fenced Yard, Library, Park, Place Of Worship, Rec./Commun.Centre

Fireplaces: 4
Fireplace features: Family Room, Living Room, Rec Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 77.75 × 125
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Stucco (Plaster)
Fronting on: South
Cross street: Osler Drive / Ancaster Street E
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: Front Yard Parking, Private Triple

Rooms

Level	Room	Dimensions
Main	Bathroom	1.52m × 2.31m
Main	Breakfast	3.15m × 3.4m
Main	Dining Room	3.12m × 3.73m
Main	Family Room	8.1m × 4.47m
Main	Kitchen	3.63m × 3.4m
Main	Kitchen	2.72m × 3.66m
Main	Living Room	3.63m × 3.4m
Second	Bathroom	1.83m × 2.74m
Second	Bathroom	2.29m × 1.52m
Second	Bathroom	2.29m × 1.52m
Second	Bathroom	4.5m × 3.4m
Second	Bedroom 2	4.5m × 3.4m
Second	Bedroom 3	7.47m × 3.4m
Second	Bedroom 4	4.04m × 4.22m
Second	Bedroom 5	3.4m × 4.75m
Second	Laundry	2.92m × 2.54m
Second	Primary Bedroom	5.92m × 6.55m
Basement	Bathroom	1.98m × 1.68m
Basement	Bathroom	1.85m × 1.85m
Basement	Kitchen	3.91m × 3.86m
Basement	Family Room	6.2m × 4.17m
Basement	Laundry	3.02m × 3.78m
Basement	Recreation	7.47m × 4.44m
Basement	Other	4.62m × 3.4m
Basement	Utility Room	5.28m × 3.96m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,399,000✓ $7,277 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,158/mo

incl. closing costs (yr 1)

Annual total

$121,900

year 1

Mortgage only

$5,307/mo

principal + interest

Beyond mortgage

$2,355/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$279,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$606/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $63,688/yr

Property taxes26% $31,732/yr

Utilities5% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,990/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$63,688	$5,307/mo
Government & taxes
Property tax	$7,277	$606/mo
Land transfer tax(closing)	$24,455	$2,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,990	$1,166/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$121,900	$10,158/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3 Ancaster Street

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Annual costs