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$900K · 3+3 bed Duplex · Blakeley, Hamilton | MyPropertyScout

$899,900

52 Cedar Avenue

3+34TenantOccupied

Map

$899,900

F●●○○○DOM15days

52 Cedar Avenue

Hamilton · Ontario L8M 3A5

MLS® X13434300 · Blakeley · L8M 3A5

3+34TenantOccupied2000-2500 ft²DuplexNone15d$400/ft²Lot 24.1 x 68 ft< .50 ac$5,325 tax/yr

13% above market · regional est. · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Legal duplex in the heart of Hamilton Centre - house hack your way in. This fully permitted 2015 conversion sits on Cedar Ave in the sought-after St. Clair / Blakeley neighbourhood - steps to Gage Park, minutes to the Escarpment, and on a direct transit route downtown. Built in 1917, this 3.5-storey double-brick duplex features two spacious 3-bedroom units (~1,373 & ~1,690 sq ft), each with modern kitchens, separate HVAC, and private outdoor space. Combined rents of $3,909/month offset your carr…

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Property details

MLS#: X13434300
Status: Buy Now
Beds: 3+3
Baths: 4 full, 0 half
Size: 2000-2500
Style: 3-Storey
Type: Duplex
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 24.12 × 68
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Deck
Fronting on: West
Cross street: Afton Ave
Basement: Finished, Full, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, In-Law Suite
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.81m × 4.57m
Main	Dining Room	2.9m × 3.05m
Main	Kitchen	3.2m × 4.11m
Main	Primary Bedroom	3.66m × 4.27m
Main	Bathroom	—
Basement	Bedroom 2	3.51m × 4.11m
Basement	Bedroom 2	2.74m × 4.11m
Basement	Laundry	2.13m × 2.44m
Second	Living Room	3.89m × 7.77m
Second	Kitchen	3.89m × 4.65m
Second	Bathroom	—
Third	Bathroom	—
Third	Bedroom	3.58m × 3.89m
Third	Bedroom 2	2.49m × 4.29m
Third	Bedroom 2	2.62m × 4.29m
Third	Laundry	2.95m × 3.99m
Basement	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT GOLFI REALTY INC.

Source: TRREB/PROPTX · MLS® X13434300

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$900K

52 Cedar Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,900✓ $5,325 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,785/mo

incl. closing costs (yr 1)

Annual total

$81,414

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,706/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$444/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,967/yr

Property taxes24% $19,798/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,999/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,967	$3,414/mo
Government & taxes
Property tax	$5,325	$444/mo
Land transfer tax(closing)	$14,473	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,999	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,414	$6,785/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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52 Cedar Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs