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$519K · 2 bed Semi-Detached Condo · Cobourg, Cobourg | MyPropertyScout

$519,000

Unit 102

19 DOM

2119d

Map

DOM 19

$519,000

B●●●○○DOM19days

Unit 102

325 Densmore Road · Cobourg · Ontario K9A 0E4

MLS® X13434134 · Cobourg · K9A 0E4

21OwnerOccupied1000-1199 ft²Semi-Detached CondoNone19d$472/ft²$3,676 tax/yrBuilt 200323 yrs old

5% below market · 19 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Truly, a gem. As one of the first units in this areas, Unit 102 is set in a unique part of these clever LeBlanc Garden Home condos. With a broad swath of lawn on two sides, and a view of charming townhomes and detached homes, one is very much set apart, and yet part of this charming development concept. Only one exterior step, and a generously wide hallway for ease of movment within this bright Condo. Custom California shutters in the principal rooms invite as much of the bright day as you…

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Property details

MLS#: X13434134
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: Bungalow
Type: Semi-Detached Condo
Year built: —

Condo corp #: 64
Balcony: Open
Locker: None
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Parkview Hills Drive
Basement: None
Stories: 1
Utilities: —
Laundry: Electric Dryer Hookup, Laundry Room
Interior: Built-In Oven, Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Ground	Kitchen	3.9m × 2.2m
Ground	Dining Room	3.9m × 2.6m
Ground	Living Room	4m × 3.9m
Ground	Bedroom	3.8m × 4m
Ground	Bedroom 2	3.6m × 4m
Ground	Bathroom	1.6m × 2.5m
Ground	Utility Room	3.3m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Service Real Estate Inc.

Source: TRREB/PROPTX · MLS® X13434134

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$519K

Unit 102 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,000✓ $3,676 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,409/mo

incl. closing costs (yr 1)

Annual total

$52,906

year 1

Mortgage only

$1,969/mo

principal + interest

Beyond mortgage

$1,410/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$306/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $23,627/yr

Property taxes20% $10,531/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,190/yr

Condo fees8% $4,398/yr

Closing costs10% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,627	$1,969/mo
Government & taxes
Property tax	$3,676	$306/mo
Land transfer tax(closing)	$6,855	$571/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,190	$433/mo
Condo fees
Condo / HOA fees	$4,398	$366/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,906	$4,409/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 102

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs