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$450K · 3 bed Detached · East M, London East | MyPropertyScout

$449,900

1296 York Street

32OwnerOccupied

Map

$449,900

A●●●○○DOM15days

1296 York Street

London East · Ontario N5W 2V4

MLS® X13433968 · East M · N5W 2V4

32OwnerOccupied700-1100 ft²DetachedNone15d$500/ft²Lot 35 x 167.8 ft$2,504 tax/yrBuilt 195175 yrs old

13% below market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this charming all-brick 1.5-storey home nestled on a quiet dead-end cul-de-sac, offering the perfect blend of character, comfort, and modern updates. Situated on a large lot, this well-maintained property features 3 bedrooms and 2 full bathrooms, making it an excellent choice for families, first-time buyers, or those looking for additional space.Enjoy your morning coffee or unwind in the evening on the inviting front porch, a perfect place to relax and take in the peaceful surrounding…

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Property details

MLS#: X13433968
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Shed
Property features: Cul de Sac/Dead End

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 35 × 167.83
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Landscaped, Porch
Fronting on: North
Cross street: Kernohan Street
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater Owned
Parking features: Tandem, Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	1.65m × 1.69m
Main	Kitchen	2.86m × 3.42m
Main	Dining Room	1.66m × 3.19m
Main	Living Room	3.06m × 3.19m
Main	Bedroom 2	3.02m × 3.98m
Main	Bedroom 3	2.52m × 2.99m
Main	Laundry	1.99m × 3.66m
Main	Bathroom	2.04m × 2.66m
Upper	Primary Bedroom	3.02m × 5.17m
Upper	Bathroom	1.44m × 2.62m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOUSESIGMA INC.

Source: TRREB/PROPTX · MLS® X13433968

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$450K

1296 York Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $2,504 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,635/mo

incl. closing costs (yr 1)

Annual total

$43,618

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,014/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$209/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $20,481/yr

Property taxes18% $7,977/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,499/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$2,504	$209/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,618	$3,635/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1296 York Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs