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$400K · 3 bed Condo Townhouse · Kitchener | MyPropertyScout

$399,900

Unit 2

19 DOM

3319d

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DOM 19

$399,900

DOM19days

Unit 2

25 Valleyview Road · Kitchener · Ontario N2E 1L5

MLS® X13433800 · N2E 1L5

33Vacant1200-1399 ft²Condo Townhouse1-car Attached19d$308/ft²$2,428 tax/yr

19 days on market

About this home

Welcome to Unit 2 at 25 Valleyview Street in the highly sought-after Laurentian area of Kitchener! This beautifully laid out 3-bedroom, 3-bathroom home offers approximately 1,300 sq. ft. of functional living space perfect for families, first-time buyers, or investors alike. Step inside and you're greeted by a spacious main floor featuring a dining area, well-appointed kitchen, and inviting family room an ideal setup for entertaining family and friends. The thoughtful layout maximizes both comfor…

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Property details

MLS#: X13433800
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 99
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Aluminum Siding
Fronting on: —
Cross street: Ottawa St
Basement: Unfinished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13433800

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$400K

Unit 2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,428 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,314/mo

incl. closing costs (yr 1)

Annual total

$39,766

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$966/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$202/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $18,205/yr

Property taxes17% $6,902/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,999/yr

Closing costs13% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,428	$202/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,766	$3,314/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs