$500K · 2 bed Condo Apartment · North N, London North

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About this home

An executive condominium in a quiet west London community close to shopping, restaurants, parks, walking trails, transit, and schools. This thoughtfully designed unit features 2 bedrooms and 2 full bathrooms, including a generously sized primary suite created by combining two bedrooms into one impressive retreat featuring a large walk-in closet and private ensuite. A second bedroom and additional full bathroom provide flexibility.The bright and inviting floor plan offers a functional kitchen wit…

Property details

MLS#

X13433120

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Flat
Foundation: Poured Concrete
Property features: Electric Car Charger, Hospital, Place Of Worship, Public Transit, River/Stream, School Bus Route

Fireplace features: Electric, Living Room

Building name: NUVO
Condo corp #: 766
Balcony: Enclosed
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Guest Suites
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stone
Fronting on: —
Cross street: Beaverbrook and Sugarcreek
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Carpet Free, Primary Bedroom - Main Floor, Separate Hydro Meter
Parking features: Reserved/Assigned, Underground

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $5,090 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,776/mo

incl. closing costs (yr 1)

Annual total

$57,317

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,882/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$424/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,758/yr

Property taxes20% $11,563/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,999/yr

Condo fees13% $7,338/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$5,090	$424/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$7,338	$611/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,317	$4,776/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs