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$480K · 1 bed Condo Apartment · St. Patrick's Ward, Guelph | MyPropertyScout

$480,000

Unit 112

19 DOM

1119d

Map

DOM 19

$480,000

DOM19days

Unit 112

120 Huron Street · Guelph · Ontario N1E 0T8

MLS® X13432828 · St. Patrick's Ward · N1E 0T8

11OwnerOccupied700-799 ft²Condo ApartmentNone19d$640/ft²$3,117 tax/yr

19 days on market

About this home

Welcome to Alice Block, 112-120 Huron Street, one of The Ward's most celebrated heritage conversions, originally built in the early 20th century and thoughtfully restored to preserve its character while delivering contemporary condo living at its finest. The Ward has fully entered her whimsy era, with evening markets, independent businesses investing in their communities, and a creative arts scene that truly shows up for each other, Alice Block sits right at the centre of it all. Unit 112 is the…

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Property details

MLS#: X13432828
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 294
Balcony: Juliette
Locker: Owned
Association amenities: Gym, Party Room/Meeting Room, Game Room, Rooftop Deck/Garden, Visitor Parking, Bike Storage
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Alice St
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Royal City Realty

Source: TRREB/PROPTX · MLS® X13432828

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$480K

Unit 112 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $480,000✓ $3,117 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,268/mo

incl. closing costs (yr 1)

Annual total

$51,210

year 1

Mortgage only

$1,821/mo

principal + interest

Beyond mortgage

$1,482/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$96,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$260/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $21,852/yr

Property taxes18% $9,192/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,800/yr

Condo fees9% $4,707/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,852	$1,821/mo
Government & taxes
Property tax	$3,117	$260/mo
Land transfer tax(closing)	$6,075	$506/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,800	$400/mo
Condo fees
Condo / HOA fees	$4,707	$392/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,210	$4,268/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 112

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs