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$430K · 4 bed Detached · South E, London South | MyPropertyScout

$429,900

47 MacKay Avenue

41Vacant

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$429,900

DOM15days

47 MacKay Avenue

London South · Ontario N6J 2V2

MLS® X13432806 · South E · N6J 2V2

41Vacant700-1100 ft²Detached1-car Detached15d$478/ft²Lot 38 x 105 ft$3,319 tax/yr

15 days on market

About this home

Welcome to McKay, where charm, value, and location come together just minutes from Wortley Village, downtown London, parks, schools, trails, restaurants, shopping, and everyday conveniences. At an attractive price point, this lovingly maintained brick 1 1/2 storey home offers a wonderful opportunity for first-time buyers, young professionals, investors, or anyone looking for a solid home in a convenient, well-established neighbourhood. Owned and cared for by the same family for 74 years, this ho…

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Property details

MLS#: X13432806
Status: Conditionally Sold
Beds: 4
Baths: 1 full, 0 half
Size: 700-1100
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Block
Property features: Hospital, Park, Public Transit, Rec./Commun.Centre

View: Garden

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 38 × 105
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Deck, Porch
Fronting on: West
Cross street: Wharncliffe Rd S/ Tecumseh R W
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Storage
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP - HODGSON REALTY INC.

Source: TRREB/PROPTX · MLS® X13432806

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$430K

47 MacKay Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $3,319 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,577/mo

incl. closing costs (yr 1)

Annual total

$42,922

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,065/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$277/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $19,571/yr

Property taxes20% $8,392/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,299/yr

Closing costs12% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$3,319	$277/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,922	$3,577/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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47 MacKay Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs