$570K · 3 bed Condo Townhouse · North M, London North

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About this home

You and your client will love this Town house has three bed rooms and three washrooms, Lay out so practical and looks bigger than its actual area, very bright with natural lights. house. You will enter through bright white hallway leading to open concept kitchen, living and dining areas. with steps out to covered porch ( second Entrance from Sarnia ) kitchen with large breakfast island, quartz countertops, and pantry closet. 2nd story leads to large master bedroom with walk-in-closet, 3 piece e…

Property details

MLS#

X13432608

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1400-1599

Style

Multi-Level

Type

Condo Townhouse

Year built

—

Condo corp #: 902
Balcony: Juliette
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Other
Fronting on: —
Cross street: Wonderland & Sarnia
Basement: Full, Unfinished
Stories: 1
Utilities: —
Laundry: Ensuite, In Basement
Interior: Carpet Free, In-Law Capability, Water Heater
Parking features: Private

Level	Room	Dimensions
Main	Kitchen	3.43m × 3.65m
Main	Dining Room	2.75m × 3m
Main	Family Room	3.45m × 5.33m
In Between	Primary Bedroom	3.73m × 4.97m
Upper	Bedroom 2	2.9m × 3.96m
Upper	Bedroom 3	2.9m × 3.96m
Lower	Recreation	4.75m × 5.64m

Level

Room

Dimensions

Main

Kitchen

3.43m × 3.65m

Main

Dining Room

2.75m × 3m

Main

Family Room

3.45m × 5.33m

In Between

Primary Bedroom

3.73m × 4.97m

Upper

Bedroom 2

2.9m × 3.96m

Upper

Bedroom 3

2.9m × 3.96m

Lower

Recreation

4.75m × 5.64m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $569,900✓ $4,301 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,658/mo

incl. closing costs (yr 1)

Annual total

$55,893

year 1

Mortgage only

$2,162/mo

principal + interest

Beyond mortgage

$1,381/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$113,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$10/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $25,944/yr

Property taxes22% $12,174/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,699/yr

Condo fees3% $1,416/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,944	$2,162/mo
Government & taxes
Property tax	$4,301	$358/mo
Land transfer tax(closing)	$7,873	$656/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,699	$475/mo
Condo fees
Condo / HOA fees	$1,416	$118/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,893	$4,658/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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851 Sarnia Road

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