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$675K · 3+1 bed Detached · Hill Park, Hamilton | MyPropertyScout

$675,000

652 Upper Wentworth Street

3+12OwnerOccupied

Map

$675,000

B●●●○○DOM15days

652 Upper Wentworth Street

Hamilton · Ontario L9A 4V3

MLS® X13432396 · Hill Park · L9A 4V3

3+12OwnerOccupied700-1100 ft²DetachedNone15d$750/ft²Lot 40 x 150 ft$4,147 tax/yrBuilt 195175 yrs old

1% below market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 652 Upper Wentworth Street! This well-maintained 3+1 bedroom home offers exceptional value in a convenient Hamilton Mountain location. Featuring hardwood floors throughout the main level, this inviting home boasts a bright living room with elegant crown moulding, spacious eat-in kitchen with ample cabinetry and two beautifully renovated bathrooms. The main floor offers three comfortable bedrooms, all with hardwood flooring while the finished basement provides additional living space w…

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Property details

MLS#: X13432396
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Block
Other structures: Fence - Partial, Shed
Property features: Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Family Room, Natural Gas

Garage: None
Garage spaces: 0
Parking: 5 total
Lot: 40 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Concrete Block · Landscaped, Patio, Porch
Fronting on: East
Cross street: Vickers Rd
Basement: Full, Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.56m × 5.74m
Main	Living Room	3.53m × 5.54m
Main	Primary Bedroom	3.23m × 3.53m
Main	Bedroom	3.23m × 2.79m
Main	Bedroom	3.53m × 3.23m
Main	Bathroom	1.93m × 2.49m
Basement	Family Room	3.28m × 8.89m
Basement	Bathroom	2.46m × 1.57m
Basement	Bedroom	3.07m × 3.33m
Basement	Laundry	3.48m × 6.86m
Basement	Utility Room	4.27m × 3.71m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REALTY NETWORK

Source: TRREB/PROPTX · MLS® X13432396

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$675K

652 Upper Wentworth Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $675,000✓ $4,147 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,188/mo

incl. closing costs (yr 1)

Annual total

$62,261

year 1

Mortgage only

$2,561/mo

principal + interest

Beyond mortgage

$1,338/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$346/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $30,729/yr

Property taxes23% $14,122/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,750/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,729	$2,561/mo
Government & taxes
Property tax	$4,147	$346/mo
Land transfer tax(closing)	$9,975	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,750	$563/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,261	$5,188/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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652 Upper Wentworth Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs