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$679K · 2 bed Detached · Kirkendall, Hamilton | MyPropertyScout

$679,000

367 Charlton Avenue

22OwnerOccupied

Map

$679,000

DOM15days

367 Charlton Avenue

Hamilton · Ontario L8P 2E6

MLS® X13431854 · Kirkendall · L8P 2E6

22OwnerOccupied1100-1500 ft²DetachedNone15d$522/ft²Lot 27 x 124 ft$5,729 tax/yrBuilt 1916110 yrs old

15 days on market

About this home

Beautiful century home in the heart of Kirkendall with a ton of character, and true pride of ownership. Featuring 9 ft ceilings in the living / dining room, updated flooring, great natural light, large bedrooms, a backyard oasis, and parking. Steps to Locke Street, where you'll find independent boutique stores and world class cafés. If you're looking for a neighbourhood that features walkability, access to nature, amazing architecture, and a strong community feel, this location can't be beat! B…

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MyStreetValue™ Analysis

$509,493 – $937,141estimated range

Midpoint: $726,921

Property details

MLS#: X13431854
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1100-1500
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Stone
Property features: Fenced Yard

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 27 × 124
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: South
Cross street: Locke St. and Charlton
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: GILBERT REALTY INC.

Source: TRREB/PROPTX · MLS® X13431854

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$679K

367 Charlton Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $679,000✓ $5,729 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,361/mo

incl. closing costs (yr 1)

Annual total

$64,337

year 1

Mortgage only

$2,576/mo

principal + interest

Beyond mortgage

$1,489/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$477/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $30,911/yr

Property taxes25% $15,784/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,790/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,911	$2,576/mo
Government & taxes
Property tax	$5,729	$477/mo
Land transfer tax(closing)	$10,055	$838/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,790	$566/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,337	$5,361/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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367 Charlton Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs