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$400K · 1 bed Condo Apartment · Chaffey, Huntsville | MyPropertyScout

$399,900

Unit 203

19 DOM

1119d

Map

DOM 19

$399,900

F●●○○○DOM19days

Unit 203

Vernon View · 4 Legacy Lane · Huntsville · Ontario P1H 2R2

MLS® X13431758 · Chaffey · P1H 2R2

11Vacant700-799 ft²Condo ApartmentNone19d$534/ft²$2,498 tax/yrBuilt 200323 yrs old

13% above market · regional est. · 19 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Vernon View, where modern convenience and effortless living come together in this beautifully designed second-floor condo. Step inside to discover a spacious one-bedroom plus den layout, offering the perfect balance of function and comfort. The open-concept living, dining, and kitchen area is bathed in natural light, with large windows and a southwest-facing balcony that invites you to soak in the afternoon sun and evening glow. A thoughtfully designed three-piece washroom features a…

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Property details

MLS#: X13431758
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Golf, Hospital

Building name: Vernon View
Condo corp #: 52
Balcony: Open
Locker: Exclusive
Association amenities: Visitor Parking
Fees include: Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Other
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Controlled Entry, Landscaped, Year Round Living
Fronting on: —
Cross street: Legacy Lane & Centre St N
Basement: None
Stories: 2
Utilities: —
Laundry: Laundry Closet
Interior: Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: Reserved/Assigned, Surface

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	3.64m × 2.92m
Main	Dining Room	3.64m × 2.36m
Main	Living Room	3.64m × 3.95m
Main	Den	3.05m × 2.08m
Main	Bathroom	1.99m × 2.37m
Main	Bedroom	3.04m × 5.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Coldwell Banker Thompson Real Estate

Source: TRREB/PROPTX · MLS® X13431758

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$400K

Unit 203 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,498 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,684/mo

incl. closing costs (yr 1)

Annual total

$44,212

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,336/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$208/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,205/yr

Property taxes16% $6,972/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,999/yr

Condo fees13% $5,875/yr

Closing costs12% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,498	$208/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$5,875	$490/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,212	$3,684/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 203

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs