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$630K · 3 bed Condo Townhouse · Rural Guelph/Eramosa West, Guelph/Eramosa | MyPropertyScout

$629,900

Unit 27

19 DOM

3219d

Map

DOM 19

$629,900

DOM19days

Unit 27

107 Westra Drive · Guelph/Eramosa · Ontario N1K 0B9

MLS® X13431288 · Rural Guelph/Eramosa West · N1K 0B9

32OwnerOccupied1800-1999 ft²Condo Townhouse1-car Surface19d$332/ft²$4,417 tax/yrBuilt 20188 yrs old

19 days on market

About this home

Welcome to 27-107 Westra Dr, featuring the stunning Soho Floorplan, the largest design on-site, & a rare 3 bedroom, 3 balcony setup with over $20,000 in upgrades. Nestled on a quaint street in a quiet, family-friendly neighborhood, this home offers a perfect blend of elegance & functionality. Upon entry, you'll be welcomed by a spacious family room adorned with hardwood floors. Access to laundry facilities for your ease & storage. The breathtaking kitchen boasts upgraded white cabinetry, a styli…

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Property details

MLS#: X13431288
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1800-1999
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 257
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Tovell
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, Auto Garage Door Remote, Water Heater, Water Softener
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13431288

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$630K

Unit 27 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $4,417 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,362/mo

incl. closing costs (yr 1)

Annual total

$64,345

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$1,758/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$368/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $28,676/yr

Property taxes21% $13,490/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,299/yr

Condo fees8% $5,220/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$4,417	$368/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Condo fees
Condo / HOA fees	$5,220	$435/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,345	$5,362/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 27

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs