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$575K · 3 bed Detached · South J, London South | MyPropertyScout

$574,900

407 Vermont Avenue

32OwnerOccupied

Map

$574,900

C●●●○○DOM15days

407 Vermont Avenue

London South · Ontario N5Z 3E4

MLS® X13431248 · South J · N5Z 3E4

32OwnerOccupied700-1100 ft²Detached1-car Detached15d$639/ft²Lot 50.1 x 119.8 ft$4,093 tax/yrBuilt 195175 yrs old

1% above market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained all-brick home in the desirable Glen Cairn neighbourhood, tucked away on a quiet residential street and situated on a beautifully landscaped lot. A long private driveway leading to a detached garage provides ample parking for multiple vehicles. Inside, you'll find a bright and inviting open-concept living and dining area, complemented by a spacious kitchen that's perfect for everyday living and entertaining. Hardwood flooring throughout the main living area…

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Property details

MLS#: X13431248
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 50.13 × 119.77
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Aluminum Siding
Fronting on: North
Cross street: King Edward Ave and Vermont Ave
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, On Demand Water Heater
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.37m × 6.02m
Main	Primary Bedroom	3m × 3.48m
Main	Bedroom 2	2.44m × 4.09m
Main	Bedroom 3	2.41m × 3.17m
Main	Kitchen	3.48m × 3.53m
Basement	Recreation	6.05m × 6.71m
Basement	Utility Room	5.18m × 6.25m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13431248

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$575K

407 Vermont Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $574,900✓ $4,093 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,554/mo

incl. closing costs (yr 1)

Annual total

$54,647

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$1,250/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$114,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$341/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $26,172/yr

Property taxes22% $12,066/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,749/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,172	$2,181/mo
Government & taxes
Property tax	$4,093	$341/mo
Land transfer tax(closing)	$7,973	$664/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,749	$479/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,647	$4,554/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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407 Vermont Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs