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$500K · 2+1 bed Detached · East N, London East | MyPropertyScout

$499,999

1319 Wilton Avenue

2+12OwnerOccupied

Map

$499,999

C●●●○○DOM15days

1319 Wilton Avenue

London East · Ontario N5W 2H5

MLS® X13431148 · East N · N5W 2H5

2+12OwnerOccupied700-1100 ft²DetachedNone15d$556/ft²Lot 39 x 122.5 ft$2,766 tax/yr

2% above market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Opportunity knocks with this charming bungalow that delivers far more than meets the eye. Whether you're a savvy investor, a first-time buyer looking to offset your mortgage, or a multi-generational family, this property checks all the right boxes. The main floor offers a bright and functional layout with two comfortable bedrooms, a full kitchen, and a warm, inviting living space that feels like home from the moment you walk in. What truly sets this property apart is the four-season sunroom an i…

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Property details

MLS#: X13431148
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 39 × 122.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: South
Cross street: Highbury
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, In-Law Capability, In-Law Suite
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE REALTY FIRM INC.

Source: TRREB/PROPTX · MLS® X13431148

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$500K

1319 Wilton Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,999✓ $2,766 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,972/mo

incl. closing costs (yr 1)

Annual total

$47,663

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,077/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$231/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $22,762/yr

Property taxes19% $9,241/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,000/yr

Closing costs11% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$2,766	$231/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,663	$3,972/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1319 Wilton Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs