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$690K · 2 bed Detached · East B, London East | MyPropertyScout

$689,900

74 Victoria Street

22OwnerOccupied

Map

$689,900

C●●●○○DOM15days

74 Victoria Street

London East · Ontario N6A 2B4

MLS® X13430640 · East B · N6A 2B4

22OwnerOccupied1500-2000 ft²Detached1-car Detached15d$394/ft²Lot 40 x 140 ft$7,661 tax/yrBuilt 195175 yrs old

1% above market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Tucked into the heart of desirable Old North, this one-of-a-kind Victorian feels like a private cottage retreat in the city. Rich in character, artistry and meticulous custom craftsmanship, every inch of this home tells a story. Warm, inviting and wonderfully airy, the interior blends soaring spaces with cozy charm, featuring wide pine plank floors, extensive wainscoting, exposed beams, custom built-ins, California shutters and power shades throughout. A dramatic two-storey living room anchors t…

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Property details

MLS#: X13430640
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Block
Other structures: Fence - Full
Property features: Public Transit, Park, Library, School, Rec./Commun.Centre, Hospital

Fireplaces: 2
Fireplace features: Natural Gas, Electric

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 40 × 140
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Board & Batten · Deck, Landscaped, Privacy
Fronting on: North
Cross street: Richmond St and Victoria St
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Water Heater Owned, Storage, Central Vacuum
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER POWER REALTY

Source: TRREB/PROPTX · MLS® X13430640

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$690K

74 Victoria Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $689,900✓ $7,661 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,623/mo

incl. closing costs (yr 1)

Annual total

$67,470

year 1

Mortgage only

$2,617/mo

principal + interest

Beyond mortgage

$1,691/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$638/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,407/yr

Property taxes27% $17,934/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,899/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,407	$2,617/mo
Government & taxes
Property tax	$7,661	$638/mo
Land transfer tax(closing)	$10,273	$856/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,899	$575/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,470	$5,623/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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74 Victoria Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs