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$425K · 3 bed Condo Apartment · Red Hill, Hamilton | MyPropertyScout

$424,500

Unit 908

32OwnerOccupied

Map

$424,500

F●●○○○DOM15days

Unit 908

40 Harrisford Street · Hamilton · Ontario L8K 6N1

MLS® X13430330 · Red Hill · L8K 6N1

32OwnerOccupied1200-1399 ft²Condo Apartment1-car Underground15d$327/ft²$3,924 tax/yr

15% above market · regional est. · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this bright and spacious 3-bedroom, 2 full bathroom condo offering 1,377 sq. ft. of comfortable living space. Filled with natural light, this well-designed Condo features a generous principal room, large windows, and breathtaking views that can be enjoyed throughout the day. The functional layout provides excellent flow for both everyday living and entertaining, with good-sized bedrooms and ample storage throughout. Whether you're enjoying your morning coffee while taking in the scene…

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Property details

MLS#: X13430330
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 76
Balcony: Open
Locker: Exclusive
Fees include: Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Greenhill Ave & Harrisford St
Basement: None
Stories: 9
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Additional listing data

ListAOR: Oakville, Milton & District Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Real Broker Ontario Ltd.

Source: TRREB/PROPTX · MLS® X13430330

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$425K

Unit 908 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $424,500✓ $3,924 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,279/mo

incl. closing costs (yr 1)

Annual total

$51,348

year 1

Mortgage only

$1,610/mo

principal + interest

Beyond mortgage

$1,796/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$327/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,245/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,965

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,325/yr

Property taxes17% $8,889/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,245/yr

Condo fees19% $9,729/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,325	$1,610/mo
Government & taxes
Property tax	$3,924	$327/mo
Land transfer tax(closing)	$4,965	$414/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,245	$354/mo
Condo fees
Condo / HOA fees	$9,729	$811/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,348	$4,279/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 908

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs