Loading neighbourhood intel…

$445K · 2 bed Condo Apartment · Fergus, Centre Wellington | MyPropertyScout

$445,000

Unit 213

19 DOM

2219d

Map

DOM 19

$445,000

A●●●○○DOM19days

Unit 213

Highland Hills · 625 St David Street · Centre Wellington · Ontario N1M 0A8

MLS® X13430000 · Fergus · N1M 0A8

22Vacant800-899 ft²Condo ApartmentNone19d$524/ft²$2,903 tax/yr

6% below market · 19 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Highland Hills, one of Fergus' most sought-after condominium communities. This bright and inviting second-floor suite offers the perfect blend of comfort, convenience, and low-maintenance living, featuring 2 bedrooms, 2 bathrooms, and a thoughtfully designed open-concept layout. The bright and spacious kitchen overlooks the main living and dining area, creating an ideal space for everyday living and entertaining alike. Large windows fill the home with natural light, while the function…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13430000
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Building name: Highland Hills
Condo corp #: 177
Balcony: Open
Locker: None
Association amenities: Elevator, Party Room/Meeting Room, Visitor Parking, Exercise Room
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: HWY 6 & Belsyde Ave
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater, Water Softener, Primary Bedroom - Main Floor
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X13430000

Do you own a home in Centre Wellington?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$445K

Unit 213 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $445,000✓ $2,903 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,843/mo

incl. closing costs (yr 1)

Annual total

$46,120

year 1

Mortgage only

$1,688/mo

principal + interest

Beyond mortgage

$1,249/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$242/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $20,258/yr

Property taxes18% $8,278/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,450/yr

Condo fees9% $3,975/yr

Closing costs11% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,258	$1,688/mo
Government & taxes
Property tax	$2,903	$242/mo
Land transfer tax(closing)	$5,375	$448/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,450	$371/mo
Condo fees
Condo / HOA fees	$3,975	$331/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,120	$3,843/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 213

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs