Loading neighbourhood intel…

$420K · 2 bed Detached · East G, London East | MyPropertyScout

$420,000

438 Ontario Street

21OwnerOccupied

Map

$420,000

A●●○○○DOM15days

438 Ontario Street

London East · Ontario N5W 3W9

MLS® X13429896 · East G · N5W 3W9

21OwnerOccupied1100-1500 ft²Detached2-car Carport15d$323/ft²Lot 30 x 88 ft$2,632 tax/yr

8% below market · regional est. · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 438 Ontario Street in London's Old East Village, a vibrant and growing neighbourhood known for its local shops, markets, community events, and convenient access to downtown. Located within walking distance of 100 Kellogg Lane, you'll enjoy easy access to attractions including the London Children's Museum, Hard Rock Hotel, restaurants, entertainment, and more. This well-maintained red brick home combines original character with thoughtful modern updates. Offering 2 bedrooms and 1 bathr…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13429896
Status: Conditionally Sold
Beds: 2
Baths: 1 full, 0 half
Size: 1100-1500
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle, Metal
Foundation: Concrete Block, Stone
Other structures: Shed
Property features: Fenced Yard, Park, Public Transit

Garage: 2-car Carport
Garage spaces: 2
Parking: 2 total
Lot: 30 × 88
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Landscaped, Porch
Fronting on: East
Cross street: Queens Ave. and Ontario St
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	3.61m × 4.64m
Main	Dining Room	4.5m × 3.22m
Main	Kitchen	3.77m × 2.77m
Main	Bathroom	2.46m × 2.69m
Main	Laundry	2.25m × 1.56m
Main	Other	1.47m × 0.88m
Second	Primary Bedroom	3.5m × 3.36m
Second	Bedroom 2	2.5m × 3.5m
Basement	Other	6.41m × 6.12m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PROPERTY.CA INC

Source: TRREB/PROPTX · MLS® X13429896

Do you own a home in London East?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$420K

438 Ontario Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $420,000✓ $2,632 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,473/mo

incl. closing costs (yr 1)

Annual total

$41,679

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,015/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$219/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $19,120/yr

Property taxes18% $7,507/yr

Utilities10% $4,152/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,200/yr

Closing costs12% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,120	$1,593/mo
Government & taxes
Property tax	$2,632	$219/mo
Land transfer tax(closing)	$4,875	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,200	$350/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,679	$3,473/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

438 Ontario Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs