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$1.59M · 3+2 bed Detached · Waterdown, Hamilton | MyPropertyScout

$1,589,000

194 Dundas Street

19 DOM

3+2319d

Map

DOM 19

Pool

$1,589,000

DOM19days

194 Dundas Street

Hamilton · Ontario L8N 2Z7

MLS® X13429762 · Waterdown · L8N 2Z7

3+23OwnerOccupied1100-1500 ft²Detached2-car AttachedPool19d$1,222/ft²Lot 110.4 x 207.4 ft.50-1.99 ac$9,299 tax/yrBuilt 195175 yrs old

19 days on market

About this home

Welcome to charming Waterdown where this estate style property feels like the country but has all the perks of in-town-living! This raised bungalow features over 2600 square feet of finished living space with 5 bedrooms and 3 bathrooms combined on both levels. Tons of room for a growing family or set it up with a nanny/income suite in the lower level with a separate walk out to the backyard. Sitting on over half an acre, you've got excellent space to play and entertain. Fully fenced backyard…

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Property details

MLS#: X13429762
Status: Buy Now
Beds: 3+2
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed, Shed, Fence - Full

Fireplaces: 1
Fireplace features: Rec Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 17 total
Lot: 110.44 × 207.42
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick · Deck, Patio, Porch
Fronting on: South
Cross street: Dundas/Hamilton
Basement: Finished, Separate Entrance, Full
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump, In-Law Suite, In-Law Capability, Carpet Free, Auto Garage Door Remote
Parking features: —

Additional listing data

ListAOR: Oakville, Milton & District Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	5.7m × 3.68m
Main	Dining Room	3.63m × 3.32m
Main	Kitchen	4.53m × 3.31m
Main	Primary Bedroom	4.24m × 3.79m
Main	Bedroom 2	3.01m × 3.68m
Main	Bedroom 3	3.12m × 2.52m
Lower	Recreation	6.83m × 3.75m
Lower	Kitchen	5.12m × 3.15m
Lower	Bedroom 4	4.86m × 3.73m
Lower	Bedroom 5	5.12m × 3.15m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13429762

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$1.59M

194 Dundas Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,589,000✓ $9,299 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,386/mo

incl. closing costs (yr 1)

Annual total

$136,634

year 1

Mortgage only

$6,028/mo

principal + interest

Beyond mortgage

$2,545/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$317,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$775/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $72,338/yr

Property taxes27% $37,554/yr

Utilities3% $4,152/yr

Insurance & security1% $1,600/yr

Maintenance12% $15,890/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,338	$6,028/mo
Government & taxes
Property tax	$9,299	$775/mo
Land transfer tax(closing)	$28,255	$2,355/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,890	$1,324/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$136,634	$11,386/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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194 Dundas Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs