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$700K · 4 bed Detached · East B, London East | MyPropertyScout

$700,000

313 Cromwell Street

44OwnerOccupied

Map

$700,000

B●●●○○DOM15days

313 Cromwell Street

London East · Ontario N6A 1Z7

MLS® X13429520 · East B · N6A 1Z7

44OwnerOccupied1500-2000 ft²DetachedNone15d$400/ft²Lot 29.5 x 151 ft$4,459 tax/yr

4% below market · 15 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Exceptional transformation to this charming 1-1/2 stry on dead end street across the park from St Joseph's hospital with separate entrance lower level suite. This Beautiful Old North home is one of the prettiest in the area and has been lovingly updated top to bottom keeping all the charm and character expected and enhancing function by adding custom built in cabinetry throughout, inviting front porch for relaxing summer nights, full granny suite with separate entrance, 4 + 1 bedrooms, 3.5 bat…

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Property details

MLS#: X13429520
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 1500-2000
Style: 1 1/2 Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplace features: Electric, Freestanding

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 29.49 × 151
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Cromwell and Waterloo
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.27m × 3.4m
Main	Dining Room	3.22m × 3.4m
Main	Kitchen	4.82m × 3.4m
Main	Exercise Room	3.46m × 2.81m
Main	Bedroom	4.82m × 2.81m
Main	Bathroom	1.76m × 2.81m
Main	Bathroom	2.04m × 1.7m
Second	Primary Bedroom	4.04m × 3.83m
Second	Other	3.31m × 2.82m
Second	Bathroom	3.61m × 3.83m
Basement	Family Room	6.17m × 3.39m
Basement	Kitchen	3.66m × 2.79m
Basement	Other	5.53m × 2.81m
Basement	Other	3.67m × 3.39m
Basement	Laundry	0.92m × 2m
Basement	Bathroom	3.84m × 2.63m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ADVANTAGE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13429520

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$700K

313 Cromwell Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $700,000✓ $4,459 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,419/mo

incl. closing costs (yr 1)

Annual total

$65,031

year 1

Mortgage only

$2,656/mo

principal + interest

Beyond mortgage

$1,432/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$140,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$372/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,867/yr

Property taxes23% $14,934/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,000/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,867	$2,656/mo
Government & taxes
Property tax	$4,459	$372/mo
Land transfer tax(closing)	$10,475	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,000	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,031	$5,419/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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313 Cromwell Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs