$600K · 3+2 bed Detached · North I, London North

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About this home

Welcome Home! This beautifully updated 5 bedroom, 2 full bath bungalow in one of North London's most sought-after neighbourhoods checks every box. Duplex potential - perfect for families and investors. Carpet free and finished with luxury vinyl plank flooring from top to bottom, every inch of this home has been thoughtfully refreshed and is truly move-in ready with lots of technology! Step inside and you're immediately greeted by an abundance of natural light streaming through generously sized…

Property details

MLS#

X13429182

Status

Buy Now

Beds

3+2

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Shingles
Foundation: Poured Concrete
Other structures: Shed
Property features: Public Transit, Park, School

View: Trees/Woods

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 50 × 105
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Deck, Landscaped, Privacy
Fronting on: West
Cross street: Aldersbrook Road and Brunswick Ave
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, In-Law Suite, Water Heater Owned, Carpet Free, Primary Bedroom - Main Floor, Storage
Parking features: Available, Private Double, Private

Rooms

Level	Room	Dimensions
Main	Kitchen	3.09m × 5.84m
Main	Living Room	3.96m × 5.48m
Main	Primary Bedroom	3.4m × 3.96m
Main	Bedroom 2	2.92m × 4.01m
Main	Bedroom 3	2.89m × 2.89m
Basement	Recreation	6.54m × 4.67m
Basement	Bedroom 5	2.52m × 3.24m
Basement	Bedroom 4	4.94m × 3.31m
Main	Bathroom	—
Basement	Bathroom	—
Basement	Laundry	3.66m × 3.31m
Basement	Utility Room	1.97m × 2.49m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $3,604 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,687/mo

incl. closing costs (yr 1)

Annual total

$56,238

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,246/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$300/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $27,310/yr

Property taxes21% $12,077/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$3,604	$300/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,238	$4,687/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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23 Brunswick Avenue

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Rooms

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Annual costs