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$530K · 3 bed Detached · Sunninghill, Hamilton | MyPropertyScout

$529,900

477 UPPER GAGE Avenue

32OwnerOccupied

Map

$529,900

A●●○○○DOM16days

477 UPPER GAGE Avenue

Hamilton · Ontario L8V 4J2

MLS® X13429016 · Sunninghill · L8V 4J2

32OwnerOccupied700-1100 ft²Detached2-car Attached16d$589/ft²Lot 45 x 130 ft$4,267 tax/yrBuilt 195175 yrs old

15% below market · regional est. · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this 4-level backsplit situated on a spacious, oversized lot in one of Hamilton East Mountain's most desirable family-friendly neighbourhoods. This bright and inviting home offers 3 bedrooms, 2 full baths, a main bath with a whirlpool tub &. Sep. shower. plenty of living space for the growing family. The main level features a welcoming living and dining area with large windows that fill the home with natural light. The spacious kitchen offers ample cabinetry and workspace, perfect for…

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Property details

MLS#: X13429016
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Backsplit 4
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplaces: 1
Fireplace features: Electric

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 45 × 130
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Other, Metal/Steel Siding · Porch, Patio, Year Round Living
Fronting on: East
Cross street: BRUCEDALE AVE
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.15m × 3.81m
Main	Kitchen	2.74m × 3.76m
Main	Bedroom 2	3.15m × 4.01m
Main	Bathroom	—
Second	Primary Bedroom	3.05m × 4.57m
Second	Foyer	—
Second	Bedroom 3	2.24m × 4.67m
Lower	Family Room	4.01m × 6.25m
Basement	Kitchen	2.44m × 3.54m
Basement	Recreation	2.84m × 6.1m
Basement	Bathroom	1.17m × 1.75m
Basement	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ONE PERCENT REALTY LTD.

Source: TRREB/PROPTX · MLS® X13429016

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$530K

477 UPPER GAGE Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,900✓ $4,267 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,285/mo

incl. closing costs (yr 1)

Annual total

$51,422

year 1

Mortgage only

$2,010/mo

principal + interest

Beyond mortgage

$1,227/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$356/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $24,123/yr

Property taxes22% $11,340/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,299/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,123	$2,010/mo
Government & taxes
Property tax	$4,267	$356/mo
Land transfer tax(closing)	$7,073	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,299	$442/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,422	$4,285/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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477 UPPER GAGE Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs