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$549K · 2+2 bed Detached · South E, London South | MyPropertyScout

$549,000

70 Mackay Avenue

2+22Vacant

Map

$549,000

A●●●○○DOM16days

70 Mackay Avenue

London South · Ontario N6J 2V5

MLS® X13428674 · South E · N6J 2V5

2+22Vacant700-1100 ft²DetachedNone16d$610/ft²Lot 38 x 98 ft$2,835 tax/yr

13% below market · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 70 Mackay Avenue, where multi-generational living meets modern luxury. Located in one of London's most desirable neighbourhoods, just minutes from the vibrant shops, restaurants, and amenities surrounding Wortley Village, this 4 bedroom, 2 bathroom property offers outstanding flexibility for families, investors, or those seeking an in-law setup. This property was previously generating $3,900 per month in rental income, presenting a fantastic opportunity in a high-demand rental market.…

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Property details

MLS#: X13428674
Status: Buy Now
Beds: 2+2
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 38 × 98
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Wharncliffe Rd S / Commissioners Rd W
Basement: Separate Entrance, Full, Finished, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13428674

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$549K

70 Mackay Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $2,835 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,286/mo

incl. closing costs (yr 1)

Annual total

$51,433

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$1,124/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$236/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $24,993/yr

Property taxes20% $10,290/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,490/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$2,835	$236/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,433	$4,286/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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70 Mackay Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs