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$400K · 2 bed Detached · East M, London East | MyPropertyScout

$399,900

1068 Margaret Street

21Vacant

Map

$399,900

B●●●○○DOM16days

1068 Margaret Street

London East · Ontario N5W 2K1

MLS® X13428582 · East M · N5W 2K1

21Vacant700-1100 ft²DetachedNone16d$444/ft²Lot 32 x 132 ft$1,676 tax/yr

4% below market · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Old East Glow-Up - A stylish makeover with all the right touches. This fully transformed bungalow has had a complete facelift inside and out! Centrally located in Old East Village, on a small street, steps away from the Western Fair grounds, Casino, The Factory, BMO Centre, local shopping, restaurants and more. The attractive exterior; professionally painted in 2024 by 519 Painters and a newly rebuilt and recently repainted front porch. Inside you will find soaring 10 foot ceilings with pot ligh…

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Property details

MLS#: X13428582
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Block
Other structures: Fence - Full, Shed
Property features: Fenced Yard, Library, Public Transit, School Bus Route, Place Of Worship, Hospital

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 32 × 132
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Metal/Steel Siding · Deck, Lighting, Porch, Year Round Living
Fronting on: North
Cross street: EGERTON ST
Basement: Unfinished, Partial Basement
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Water Heater Owned, Water Meter
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE REALTY FIRM INC.

Source: TRREB/PROPTX · MLS® X13428582

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$400K

1068 Margaret Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $1,676 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,251/mo

incl. closing costs (yr 1)

Annual total

$39,014

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$903/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$140/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $18,205/yr

Property taxes16% $6,150/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,999/yr

Closing costs13% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$1,676	$140/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,014	$3,251/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1068 Margaret Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs