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$600K · 4+3 bed Detached · Bonnington, Hamilton | MyPropertyScout

$599,900

49 WEST 3RD Street

4+32OwnerOccupied

Map

$599,900

C●●●○○DOM16days

49 WEST 3RD Street

Hamilton · Ontario L9C 3K1

MLS® X13428416 · Bonnington · L9C 3K1

4+32OwnerOccupied700-1100 ft²DetachedNone16d$667/ft²Lot 40 x 105.8 ft$4,357 tax/yrBuilt 195175 yrs old

2% above market · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Few steps walk to College, shopping and buses. This well maintained bungalow has a 4 bedrooms, kitchen and 4PC washroom at main floor; IN-LAW 3 bed rms, kitchen and 3 PC washroom at lower level with separate entrance. Hardwood floors at main level. Nice paved drive way. Big fenced yard. RSA. New Roof Shingles, -2023

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Property details

MLS#: X13428416
Status: Buy Now
Beds: 4+3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Other structures: Shed
Property features: Fenced Yard, Hospital, Library, Park, Place Of Worship, Public Transit

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 40 × 105.75
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Fennell Ave W
Basement: Separate Entrance, Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Suite
Parking features: Private, Front Yard Parking

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Kitchen	3.3m × 3.84m
Flat	Bedroom	3.61m × 3.66m
Flat	Bedroom 2	3.61m × 3.66m
Flat	Bedroom 3	3.91m × 3.05m
Flat	Bedroom 4	3.91m × 3.12m
Flat	Bathroom	—
Basement	Kitchen	3.3m × 3.84m
Basement	Bedroom 5	3.61m × 3.66m
Basement	Bedroom	3.91m × 3.05m
Basement	Bedroom	3.91m × 3.05m
Basement	Bathroom	—
Basement	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13428416

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$600K

49 WEST 3RD Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $4,357 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,733/mo

incl. closing costs (yr 1)

Annual total

$56,799

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,293/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$363/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $27,310/yr

Property taxes23% $12,830/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,999/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$4,357	$363/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,799	$4,733/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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49 WEST 3RD Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs