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$339K · 3 bed Condo Townhouse · South P, London South | MyPropertyScout

$339,000

Unit 28

32Vacant

Map

⚡ Insider Deal

Estate Sale

$339,000

A●●○○○DOM16days

Unit 28

626 Wharncliffe Road · London South · Ontario N6J 2N4

MLS® X13428210 · South P · N6J 2N4

32Vacant1000-1199 ft²Condo TownhouseNone16d$308/ft²$2,112 tax/yrBuilt 198541 yrs old

13% below market · regional est. · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 626 Wharncliffe Road S Unit #28! This townhouse condo is in a sought-after South London location, close to schools, daycares, shopping, transit, hospitals, downtown, and major highways. The main floor features an ample size kitchen with lots of counter space and cabinets, a dining area, and a spacious living room leading to the back deck. On the second floor you will find 3 spacious bedrooms and a 4-piece bathroom. The lower level offers a great entertaining space, a large utility roo…

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Property details

MLS#: X13428210
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Foundation: Poured Concrete
Property features: Hospital, Park, Place Of Worship, Public Transit

Condo corp #: 228
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped
Fronting on: —
Cross street: Between Belmont Dr and Commissioners Rd W
Basement: Partially Finished
Stories: 27
Utilities: —
Laundry: In Basement
Interior: Water Heater
Parking features: Mutual

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TRILAND REALTY

Source: TRREB/PROPTX · MLS® X13428210

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$339K

Unit 28 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,000✓ $2,112 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,204/mo

incl. closing costs (yr 1)

Annual total

$38,443

year 1

Mortgage only

$1,286/mo

principal + interest

Beyond mortgage

$1,163/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$176/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,560

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $15,433/yr

Property taxes15% $5,672/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,390/yr

Condo fees12% $4,788/yr

Closing costs13% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,433	$1,286/mo
Government & taxes
Property tax	$2,112	$176/mo
Land transfer tax(closing)	$3,560	$297/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,390	$283/mo
Condo fees
Condo / HOA fees	$4,788	$399/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,443	$3,204/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 28

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs