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$899K · 3+1 bed Att/Row/Townhouse · Waterdown, Hamilton | MyPropertyScout

$898,800

75 Cathedral Court

3+14OwnerOccupied

Map

$898,800

D●●●○○DOM16days

75 Cathedral Court

Hamilton · Ontario L8B 0S1

MLS® X13427986 · Waterdown · L8B 0S1

3+14OwnerOccupied1500-2000 ft²Att/Row/Townhouse1-car Attached16d$514/ft²Lot 19.7 x 100.1 ft$5,889 tax/yr

8% above market · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning 2-Storey Townhome with Beautifully Updated Living Space! This exceptional home features 9-ft ceilings on the main floor, creating a bright and spacious open-concept layout. The gourmet kitchen boasts custom-built cabinetry, a large centre island, quartz countertops and backsplash, and stainless steel appliances-perfect for everyday living and entertaining. Enjoy engineered hardwood flooring throughout, stylish pot lights, and a custom modern staircase that adds a contemporary touch. The…

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Property details

MLS#: X13427986
Status: Buy Now
Beds: 3+1
Baths: 4 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Cul de Sac/Dead End, Fenced Yard, Public Transit, Rec./Commun.Centre

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 19.69 × 100.07
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: East
Cross street: Vollick and Wimberly avenue
Basement: Walk-Out, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Central Vacuum
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.45m × 4.85m
Main	Living Room	3m × 6.15m
Main	Dining Room	3m × 6.15m
Main	Powder Room	1m × 2.15m
Second	Primary Bedroom	3.6m × 5.05m
Second	Bedroom 2	2.7m × 3.65m
Second	Bedroom 3	2.8m × 3.35m
Second	Bathroom	1.55m × 2.45m
Basement	Great Room	3.35m × 7.65m
Basement	Office	2.3m × 4.25m
Basement	Bathroom	1.75m × 2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Best Sellers Realty Inc.

Source: TRREB/PROPTX · MLS® X13427986

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$899K

75 Cathedral Court · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $898,800✓ $5,889 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,790/mo

incl. closing costs (yr 1)

Annual total

$81,475

year 1

Mortgage only

$3,410/mo

principal + interest

Beyond mortgage

$1,717/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$491/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,988/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,451

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,917/yr

Property taxes25% $20,340/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,988/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,917	$3,410/mo
Government & taxes
Property tax	$5,889	$491/mo
Land transfer tax(closing)	$14,451	$1,204/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,988	$749/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,475	$6,790/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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75 Cathedral Court

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs