$1.19M · 5+3 bed Detached · East B, London East

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About this home

PRICED TO SELL this exquisite, brand-new home in prestigious Old North with unparalleled materials and artistry. This home boasts 5000 sq ft of thoughtful, custom-designed living, perfect for a single family, multi-generational family, with executive lease income potential. The elegant stone and brick exterior hints at the exceptional quality within. The grand entrance welcomes you to sun-filled space, 10-ft ceilings and walls of windows creating an immediate sense of openness and light enhanced…

Property details

MLS#

X13427794

Status

Buy Now

Beds

5+3

Baths

8 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Metal
Foundation: Poured Concrete
Other structures: Fence - Partial
Property features: Electric Car Charger, Hospital, Park, Public Transit, Rec./Commun.Centre, School

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 3-car Attached
Garage spaces: 3
Parking: 7 total
Lot: 33.58 × 350
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone · Deck, Landscape Lighting, Landscaped, Patio, Privacy, Porch
Fronting on: East
Cross street: WILLIAM STREET & ST JAMES STREET
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, ERV/HRV, Guest Accommodations, In-Law Capability, On Demand Water Heater, Separate Hydro Meter, Sump Pump, Water Heater Owned, Water Meter
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	8.72m × 4.1m
Main	Dining Room	3.26m × 3.75m
Main	Kitchen	2.67m × 3.75m
Main	Family Room	8.14m × 3.7m
Main	Kitchen	2.81m × 3.12m
Second	Primary Bedroom	4.46m × 4.04m
Second	Bedroom 2	3.6m × 2.81m
Second	Bedroom 3	3.19m × 4m
Second	Bedroom 4	3.57m × 3.51m
Second	Bedroom 5	3.69m × 3.41m
Lower	Media Room	6.57m × 5.13m
Lower	Bedroom	3.91m × 2.58m
Lower	Bedroom	3.04m × 2.88m
Lower	Recreation	6.8m × 4.51m
Lower	Bedroom	3.45m × 2.98m
Lower	Utility Room	4.17m × 1.36m
Lower	Utility Room	5.53m × 1.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,190,000✓ $8,206 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,990/mo

incl. closing costs (yr 1)

Annual total

$107,885

year 1

Mortgage only

$4,514/mo

principal + interest

Beyond mortgage

$2,328/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$238,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$684/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $54,174/yr

Property taxes26% $28,481/yr

Utilities6% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance11% $11,900/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,174	$4,514/mo
Government & taxes
Property tax	$8,206	$684/mo
Land transfer tax(closing)	$20,275	$1,690/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,900	$992/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$107,885	$8,990/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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858 William Street

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Property details

Additional listing data

Rooms

Sales History

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Annual costs