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$900K · 4 bed Detached · Dundas, Hamilton | MyPropertyScout

$899,800

31 Hunter Street

42OwnerOccupied

Map

$899,800

A●●●○○DOM16days

31 Hunter Street

Hamilton · Ontario L9H 1E5

MLS® X13427262 · Dundas · L9H 1E5

42OwnerOccupied1100-1500 ft²DetachedNone16d$692/ft²Lot 39.3 x 100.1 ft$4,856 tax/yrBuilt 195175 yrs old

6% below market · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Located on a premium lot in desirable Dundas, this charming home offers three levels of fully finished living space on a quiet street with exceptional walkability, just minutes from McMaster University and downtown Dundas. Ideal for families, downsizers, or investors seeking flexibility in a highly sought-after community. The enclosed foyer welcomes you into a bright open-concept living and dining area, highlighted by a large picture window that fills the space with natural light. The main floor…

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Property details

MLS#: X13427262
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Shed
Property features: Greenbelt/Conservation, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 39.33 × 100.06
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Other, Wood
Fronting on: South
Cross street: East St N and Hunter St
Basement: Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, In-Law Capability
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.63m × 5.16m
Main	Dining Room	3.63m × 2.54m
Main	Bedroom	3.56m × 2.72m
Main	Other	2.54m × 3.76m
Main	Bathroom	1.98m × 1.65m
Main	Kitchen	4.88m × 2.62m
Second	Bathroom	1.93m × 1.5m
Second	Bedroom 2	4.14m × 3.91m
Second	Bedroom 3	3.17m × 2.87m
Second	Bedroom 4	4.67m × 3.1m
Basement	Office	2.57m × 6.58m
Basement	Recreation	6.65m × 7.01m
Basement	Other	3.28m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: NASHDOM REALTY BROKERAGE INC.

Source: TRREB/PROPTX · MLS® X13427262

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$900K

31 Hunter Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,800✓ $4,856 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,678/mo

incl. closing costs (yr 1)

Annual total

$80,140

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,601/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$405/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,998/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,471

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,963/yr

Property taxes24% $19,327/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,998/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,963	$3,414/mo
Government & taxes
Property tax	$4,856	$405/mo
Land transfer tax(closing)	$14,471	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,998	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,140	$6,678/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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31 Hunter Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs