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$450K · 3+1 bed Semi-Detached · East H, London East | MyPropertyScout

$449,900

40 Culver Court

3+12TenantOccupied

Map

$449,900

A●●○○○DOM16days

40 Culver Court

London East · Ontario N5V 3E8

MLS® X13427136 · East H · N5V 3E8

3+12TenantOccupied700-1100 ft²Semi-Detached None16d$500/ft²Lot 23.5 x 214 ft$2,528 tax/yr

16% below market · regional est. · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 40 Culver Court, a rare opportunity to own a three-bedroom semi-detached freehold on a premium pie-shaped lot backing onto a tranquil ravine. Properties in this setting rarely become available, offering both privacy and long-term value in a sought-after cul-de-sac close to Fanshawe College.The main level features a functional layout ideal for first-time buyers or young families, with three well-sized bedrooms upstairs providing comfortable everyday living. A separate side entrance lea…

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Property details

MLS#: X13427136
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 700-1100
Style: 2-Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 23.52 × 214
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: West
Cross street: Culver Drive
Basement: Finished, Full, Other, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	3.28m × 3.94m
Main	Dining Room	2.95m × 3.78m
Main	Kitchen	3.38m × 3.78m
Second	Bedroom	3.23m × 3.51m
Second	Bedroom 2	2.82m × 3.1m
Second	Bedroom 3	2.9m × 4.11m
Basement	Other	4.06m × 5.72m
Basement	Laundry	3.78m × 5.66m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13427136

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$450K

40 Culver Court · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $2,528 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,637/mo

incl. closing costs (yr 1)

Annual total

$43,641

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,016/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$211/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $20,481/yr

Property taxes18% $8,001/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,499/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$2,528	$211/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,641	$3,637/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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40 Culver Court

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs