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$699K · 3+3 bed Detached · South R, London South | MyPropertyScout

$699,000

674 CHIDDINGTON Avenue

3+32TenantOccupied

Map

Pool

$699,000

DOM16days

674 CHIDDINGTON Avenue

London South · Ontario N6C 2W7

MLS® X13427130 · South R · N6C 2W7

3+32TenantOccupied1100-1500 ft²Detached1-car AttachedPool16d$538/ft²Lot 50 x 155 ft$4,900 tax/yr

16 days on market

About this home

Welcome to 674 Chiddington Avenue! This gorgeous 4-level backsplit has been tastefully upgraded and meticulously maintained by its current owners, and it shows. Situate on an extra-deep lot on a quiet street within a desirable school zone, this exceptional property is surrounded by parks, schools, restaurants, and everyday amenities, while being just a 8-minute drive to Highway 401.Step inside to a renovated main floor featuring a bright, open-concept layout with carpet-free living throughout. L…

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Property details

MLS#: X13427130
Status: Buy Now
Beds: 3+3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Backsplit 4
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Wood

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 50 × 155
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: West
Cross street: Chiddington Ave & Chiddington Gate
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite, Water Heater
Parking features: Available

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 ROYALTORS REALTY INC.

Source: TRREB/PROPTX · MLS® X13427130

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$699K

674 CHIDDINGTON Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $4,900 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,418/mo

incl. closing costs (yr 1)

Annual total

$65,018

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,437/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$408/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $31,821/yr

Property taxes24% $15,355/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,990/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$4,900	$408/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,018	$5,418/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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674 CHIDDINGTON Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs