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$330K · 1 bed Common Element Condo · Kitchener | MyPropertyScout

$329,900

Unit 205

20 DOM

1120d

Map

DOM 20

$329,900

A●●○○○DOM20days

Unit 205

110 FERGUS Avenue · Kitchener · Ontario N2A 2H4

MLS® X13426626 · N2A 2H4

11TenantOccupied600-699 ft²Common Element CondoNone20d$508/ft²$2,446 tax/yr

11% below market · regional est. · 20 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Right in the heart of Kitchener, the sought after Hush Condos are near everything you could want in an urban setting. Restaurants, shopping, a vibrant nightlife and also positioned close to the mall, hospital and Skiing for the outdoor enthusiast. This 1 bed, 1 bath home has an excellent large open concept design, in suite laundry and large private patio. The design is bright and airy with lots of space for your lifestyle. The building amenities include an outdoor BBQ in the courtyard and a styl…

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Property details

MLS#: X13426626
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Common Element Condo
Year built: —

Condo corp #: 707
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Weber St E & Fergus Ave
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, Other, Water Softener, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SHAW REALTY GROUP INC.

Source: TRREB/PROPTX · MLS® X13426626

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$330K

Unit 205 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $329,900✓ $2,446 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,265/mo

incl. closing costs (yr 1)

Annual total

$39,180

year 1

Mortgage only

$1,252/mo

principal + interest

Beyond mortgage

$1,270/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$65,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$204/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,424

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $15,018/yr

Property taxes15% $5,870/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,299/yr

Condo fees11% $4,332/yr

Closing costs13% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,018	$1,252/mo
Government & taxes
Property tax	$2,446	$204/mo
Land transfer tax(closing)	$3,424	$285/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,299	$275/mo
Condo fees
Condo / HOA fees	$4,332	$361/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,180	$3,265/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 205

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs