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$650K · 3 bed Condo Townhouse · 444 - Carlton/Bunting, St. Catharines | MyPropertyScout

$650,000

24 Cosmopolitan Common

20 DOM

3320d

Map

DOM 20

$650,000

D●●●○○DOM20days

24 Cosmopolitan Common

St. Catharines · Ontario L2M 0B8

MLS® X13426534 · 444 - Carlton/Bunting · L2M 0B8

33OwnerOccupied1000-1199 ft²Condo Townhouse1-car Built-In20d$591/ft²$5,232 tax/yr

8% above market · 20 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

24 Cosmopolitan Common in St. Catharines is a well-designed townhouse bungalow with 1,650 sq. ft. of total living space, built in 2019. The home features high ceilings in the family room and large windows that bring in plenty of natural light. The kitchen is equipped with granite counters, a backsplash, under-cabinet lighting, and a stylish mix of dark lower cabinets with lighter uppers. Both main-floor bedrooms have their own washroom, with the second bathroom including a cut-out bathtub and su…

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Property details

MLS#: X13426534
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1000-1199
Style: Bungalow
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Park, Public Transit, School

Condo corp #: 298
Balcony: None
Locker: Ensuite
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscape Lighting
Fronting on: —
Cross street: Welland/Bunting
Basement: Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: Inside Entry, Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.62m × 3.36m
Main	Living Room	4.49m × 6.76m
Main	Primary Bedroom	3.66m × 5.65m
Main	Bedroom 2	3.25m × 4.99m
Basement	Recreation	5.49m × 6.78m
Basement	Bedroom 3	3.41m × 3.44m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE MEADOWTOWNE REALTY

Source: TRREB/PROPTX · MLS® X13426534

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$650K

24 Cosmopolitan Common · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $650,000✓ $5,232 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,291/mo

incl. closing costs (yr 1)

Annual total

$63,498

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,578/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$130,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$436/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$14/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $29,591/yr

Property taxes23% $14,707/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,500/yr

Condo fees3% $2,040/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,591	$2,466/mo
Government & taxes
Property tax	$5,232	$436/mo
Land transfer tax(closing)	$9,475	$790/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,500	$542/mo
Condo fees
Condo / HOA fees	$2,040	$170/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,498	$5,291/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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24 Cosmopolitan Common

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs