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$649K · 2 bed Co-op Apartment · 4104 - Ottawa Centre/Golden Triangle, Ottawa Centre | MyPropertyScout

$649,000

Unit 1602

20 DOM

2220d

Map

DOM 20

$649,000

A●●●○○DOM20days

Unit 1602

Ann Manor · 71 Somerset Street · Ottawa Centre · Ontario K2P 2G2

MLS® X13426378 · 4104 - Ottawa Centre/Golden Triangle · K2P 2G2

22OwnerOccupied1000-1199 ft²Co-op ApartmentNone20d$590/ft²$4,700 tax/yr

7% below market · 20 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience sophisticated urban living in the heart of Ottawa's sought-after Golden Triangle. This bright and generously sized two-bedroom, two-bathroom condominium offers approximately 1,100 SqFt of well-appointed living space, perfectly positioned to enjoy the best of downtown living. Take in spectacular panoramic views from your private balcony, overlooking the Rideau Canal, the scenic Gatineau Hills, and the University of Ottawa Campus. Inside, expansive windows fill the home with natural lig…

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Property details

MLS#: X13426378
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Co-op Apartment
Year built: —

Foundation: Concrete

Fireplace features: Electric

View: Canal, City

Building name: Ann Manor
Condo corp #: 74
Balcony: Open
Locker: Exclusive
Fees include: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Wall Unit(s)
Waterfront: No
Exterior: Brick · Built-In-BBQ, Landscaped, Paved Yard, Recreational Area
Fronting on: —
Cross street: Somerset St/ Cartier Street
Basement: None
Stories: 15
Utilities: —
Laundry: Coin Operated, Shared
Interior: Other
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	4.87m × 5.48m
Flat	Dining Room	2.96m × 4.26m
Flat	Kitchen	2.96m × 3.34m
Flat	Primary Bedroom	3.34m × 3.95m
Flat	Bedroom 2	2.74m × 3.34m
Flat	Bathroom	1.67m × 2.59m
Flat	Bathroom	1.43m × 1.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 ROYALTORS REALTY INC.

Source: TRREB/PROPTX · MLS® X13426378

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$649K

Unit 1602 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,000✓ $4,700 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,014/mo

incl. closing costs (yr 1)

Annual total

$60,166

year 1

Mortgage only

$2,462/mo

principal + interest

Beyond mortgage

$1,305/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$392/mo

Utilities

Hydro / electricity$143/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,545/yr

Property taxes24% $14,155/yr

Utilities5% $3,276/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,490/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,545	$2,462/mo
Government & taxes
Property tax	$4,700	$392/mo
Land transfer tax(closing)	$9,455	$788/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,716	$143/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,490	$541/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,166	$5,014/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1602

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs