$969K · 4+1 bed Detached · North C, London North

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About this home

Welcome to 2178 Springridge Drive, located in one of North London's most sought-after family- friendly neighbourhood, offering exceptional access to top-rated schools, parks, and community amenities. This beautifully upgraded home features 4+1 bedrooms, 3.5 bathrooms, a fully finished basement (2023) with a separate entrance and second kitchen, and a double-car garage. The impressive main floor showcases soaring 9-ft ceilings, abundant natural light, elegant flooring, stylish pot lights, and a w…

Property details

MLS#

X13425838

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full
Property features: Fenced Yard, Golf, Hospital, Library, School

Fireplaces: 1
Fireplace features: Natural Gas

View: Clear

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 42.09 × 111.86
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: North
Cross street: Ballymote ave
Basement: Apartment, Finished, Full, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Auto Garage Door Remote, In-Law Suite, Sump Pump
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4.57m × 5.54m
Main	Kitchen	4.57m × 3.65m
Main	Dining Room	3.68m × 2.46m
Main	Bathroom	1.44m × 1.52m
Second	Primary Bedroom	4.29m × 4.36m
Second	Bathroom	3.17m × 2.31m
Second	Bedroom 2	3.58m × 3.75m
Second	Bedroom 3	3.04m × 3.35m
Second	Bedroom 4	2.94m × 4.87m
Second	Bathroom	2.56m × 2.46m
Second	Office	2.43m × 3.04m
Basement	Living Room	4.11m × 5.28m
Basement	Kitchen	2.48m × 3.42m
Basement	Bedroom	2.92m × 3.5m
Basement	Bathroom	1.95m × 2.28m
Main	Mud Room	2.05m × 2.26m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $968,900✓ $6,873 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,348/mo

incl. closing costs (yr 1)

Annual total

$88,173

year 1

Mortgage only

$3,676/mo

principal + interest

Beyond mortgage

$1,893/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$193,780

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$573/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,689/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,853

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $44,108/yr

Property taxes26% $22,726/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,689/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,108	$3,676/mo
Government & taxes
Property tax	$6,873	$573/mo
Land transfer tax(closing)	$15,853	$1,321/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,689	$807/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$88,173	$7,348/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2178 Springridge Drive

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs