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$350K · 3 bed Condo Apartment · East H, London East | MyPropertyScout

$349,900

Unit 402

32TenantOccupied

Map

$349,900

DOM16days

Unit 402

626 First Street · London East · Ontario N5V 2A2

MLS® X13425836 · East H · N5V 2A2

32TenantOccupied800-899 ft²Condo ApartmentNone16d$412/ft²$1,995 tax/yr

16 days on market

About this home

Turn-Key investment opportunity directly across from Fanshawe College! This exceptionally clean 3-bedroom, 2 full bathrooms condo is perfect for student living or as a comfortable family home. The unit has been well maintained and thoughtfully updated, featuring updated kitchen and bathroom cabinetry installed in January 2026. All fixtures replaced in December 2025, and updated flooring throughout in 2019.The bright functional layout offers spacious bedrooms and open living and dining areas. The…

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Property details

MLS#: X13425836
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Golf, Place Of Worship, Public Transit, School

Condo corp #: 239
Balcony: Open
Locker: None
Fees include: Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Oxford
Basement: None
Stories: 4
Utilities: —
Laundry: Coin Operated, Common Area
Interior: Carpet Free
Parking features: Reserved/Assigned

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	2.48m × 3.55m
Main	Kitchen	2.56m × 3.13m
Main	Bedroom	3.3m × 4.33m
Main	Bedroom	3.3m × 3.2m
Main	Bedroom	2.37m × 4.34m
Main	Dining Room	1.91m × 3.57m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP PREFERRED REALTY INC.

Source: TRREB/PROPTX · MLS® X13425836

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$350K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $1,995 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,484/mo

incl. closing costs (yr 1)

Annual total

$41,807

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,388/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$166/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $15,929/yr

Property taxes14% $5,719/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,499/yr

Condo fees18% $7,500/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$1,995	$166/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$7,500	$625/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,807	$3,484/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs