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$715K · 3 bed Condo Townhouse · 450 - E. Chester, St. Catharines | MyPropertyScout

$714,900

Unit 312B

20 DOM

3320d

Map

DOM 20

$714,900

DOM20days

Unit 312B

16 Melbourne Avenue · St. Catharines · Ontario L2P 2N2

MLS® X13425414 · 450 - E. Chester · L2P 2N2

33Vacant1400-1599 ft²Condo TownhouseNone20d$477/ft²$0 tax/yrNew build

20 days on market

About this home

Welcome to 312B-16 Melbourne Avenue, a brand new, never lived in stacked townhome offering 3 bedrooms, 2.5 bathrooms, 2 tandem parking spaces, and a functional multi-level layout in St. Catharines. The main level features an open kitchen, dining, and living area, along with a bedroom that works well for guests, a home office, or additional flexibility for day-to-day living. The upper level is thoughtfully arranged with two bedrooms and two full bathrooms, creating a more private retreat away fro…

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Property details

MLS#: X13425414
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 357
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster), Vinyl Siding
Fronting on: —
Cross street: Westchester and Melbourne
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13425414

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$715K

Unit 312B · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $714,900✓ $0 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,336/mo

incl. closing costs (yr 1)

Annual total

$64,037

year 1

Mortgage only

$2,712/mo

principal + interest

Beyond mortgage

$1,268/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$142,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,149/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$20/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $32,545/yr

Property taxes17% $10,773/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,149/yr

Condo fees5% $2,910/yr

Closing costs8% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$32,545	$2,712/mo
Government & taxes
Land transfer tax(closing)	$10,773	$898/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,149	$596/mo
Condo fees
Condo / HOA fees	$2,910	$242/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,037	$5,336/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 312B

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs