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$300K · 2 bed Detached · East K, London East | MyPropertyScout

$299,900

190 Clarence Street

21Vacant

Map

⚡ Insider Deal

Fixer Upper

$299,900

DOM16days

190 Clarence Street

London East · Ontario N6B 2J7

MLS® X13425316 · East K · N6B 2J7

21Vacant700-1100 ft²DetachedNone16d$333/ft²Lot 30 x 110 ft$1,894 tax/yr

16 days on market

About this home

Photos coming soon! Cute and budget minded bungalow in convenient and established neighbourhood. Sun filled living room opens to ample dining space. Two bedrooms. Bright white kitchen with lots of counters. Updated bathroom. Economical forced air gar heating. Full basement with tons of space for laundry and storage. Fenced backyard. Up and coming So Ho area is walking distance to downtown. Ready for quick possession. Sold as is.

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Property details

MLS#: X13425316
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Unknown
Foundation: Unknown

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 30 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: East
Cross street: Horton St E & Wellington St
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Sump Pump
Parking features: Private Double

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BLUE FOREST REALTY INC.

Source: TRREB/PROPTX · MLS® X13425316

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$300K

190 Clarence Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $1,894 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,682/mo

incl. closing costs (yr 1)

Annual total

$32,180

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$838/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$158/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $13,653/yr

Property taxes15% $4,868/yr

Utilities12% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance9% $2,999/yr

Closing costs16% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$1,894	$158/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$32,180	$2,682/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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190 Clarence Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs