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$890K · 3+1 bed Detached · Gilkson, Hamilton | MyPropertyScout

$889,888

565 Stone Church Road

3+13Vacant

Map

$889,888

D●●○○○DOM16days

565 Stone Church Road

Hamilton · Ontario L9B 1A5

MLS® X13424928 · Gilkson · L9B 1A5

3+13Vacant2000-2500 ft²Detached2-car Attached16d$396/ft²Lot 42.4 x 120 ft$6,393 tax/yrBuilt 198541 yrs old

7% above market · regional est. · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 565 Stone Church Road West, a beautifully maintained 3+1 bedroom, 3 bathroom home offering exceptional space, versatility, and in-law suite potential in one of Hamilton Mountain's most convenient family-friendly communities.This move-in-ready home features a private separate entrance, making it ideal for multi-generational living, or extended family The main level offers bright and spacious living and dining rooms accented by hardwood flooring (2019), while the updated kitchen showcas…

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Property details

MLS#: X13424928
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 2000-2500
Style: Backsplit 4
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Shed
Property features: Library, Park, Public Transit, School Bus Route, School

Fireplaces: 1
Fireplace features: Wood

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 42.43 × 120.01
Heating: Forced Air
Heating fuel: Wood
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: South
Cross street: UPPER PARADISE
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, In-Law Suite
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	6.57m × 3.45m
Main	Dining Room	3.39m × 3.45m
Main	Living Room	3.39m × 4.67m
Lower	Family Room	5.77m × 6.45m
Lower	Bedroom 4	3.24m × 3.65m
Lower	Bathroom	3.24m × 1.42m
Second	Primary Bedroom	4.47m × 4.15m
Second	Bathroom	1.54m × 2.59m
Second	Bedroom 2	4.05m × 3.19m
Second	Bedroom 3	3.7m × 2.79m
Second	Bathroom	1.73m × 2.59m
Basement	Recreation	4.72m × 5.6m
Basement	Laundry	3.71m × 3.29m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE MACRO REALTY

Source: TRREB/PROPTX · MLS® X13424928

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$890K

565 Stone Church Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $889,888✓ $6,393 tax✓ Wood✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,811/mo

incl. closing costs (yr 1)

Annual total

$81,726

year 1

Mortgage only

$3,376/mo

principal + interest

Beyond mortgage

$1,787/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$177,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$533/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Wood$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,511/yr

Property taxes25% $20,666/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,899/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,511	$3,376/mo
Government & taxes
Property tax	$6,393	$533/mo
Land transfer tax(closing)	$14,273	$1,189/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Wood	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,899	$742/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,726	$6,811/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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565 Stone Church Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs