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$500K · 3 bed Detached · South J, London South | MyPropertyScout

$499,900

30 Gerald Crescent

32Vacant

Map

$499,900

A●●○○○DOM5days

30 Gerald Crescent

London South · Ontario N5Z 5A4

MLS® X13424630 · South J · N5Z 5A4

32Vacant1100-1500 ft²Detached2-car Attached5d$385/ft²Lot 43.9 x 98.6 ft$4,090 tax/yr

5% below market · regional est. · 5 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Situated on a quiet crescent in a desirable neighbourhood, this 4-level backsplit offers a functional layout and plenty of living space for families, first-time buyers, or investors looking to add their personal touch.The main floor features a connected living and dining room, creating an inviting space for gatherings and everyday living, with the kitchen conveniently located just beyond offering backyard access and overlooks the lower level den. Upstairs, you'll find two bedrooms and a 4-piece…

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Property details

MLS#: X13424630
Status: Conditionally Sold
Beds: 3
Baths: 2 full, 0 half
Size: 1100-1500
Style: Backsplit 4
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Rec Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 43.87 × 98.63
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Shelborne St
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Water Meter
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.3m × 3.2m
Main	Dining Room	3.3m × 3.2m
Main	Kitchen	4m × 5m
Lower	Den	8.3m × 6.1m
Lower	Recreation	4.2m × 7.4m
Lower	Laundry	2.7m × 3.9m
Upper	Primary Bedroom	3.7m × 4.1m
Upper	Bedroom 2	3.1m × 3.4m
Upper	Bedroom 3	3.4m × 3.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BLUE FOREST REALTY INC.

Source: TRREB/PROPTX · MLS® X13424630

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$500K

30 Gerald Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $4,090 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,098/mo

incl. closing costs (yr 1)

Annual total

$49,172

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,203/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$341/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $22,758/yr

Property taxes21% $10,563/yr

Utilities8% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Closing costs10% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$4,090	$341/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,172	$4,098/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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30 Gerald Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs