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$895K · 3 bed Semi-Detached · Waterdown, Hamilton | MyPropertyScout

$894,900

156 Chudleigh Street

33OwnerOccupied

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$894,900

C●●○○○DOM16days

156 Chudleigh Street

Hamilton · Ontario L8B 0J4

MLS® X13424556 · Waterdown · L8B 0J4

33OwnerOccupied1500-2000 ft²Semi-Detached 1-car Attached16d$511/ft²Lot 24.1 x 108.7 ft$5,105 tax/yrBuilt 198541 yrs old

3% above market · regional est. · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Bright and spacious 3-bedroom semi-detached home, ideally nestled in a family-friendly neighbourhood. This move-in-ready home features a functional layout with ample space and abundant natural light throughout. Windows create a warm and inviting atmosphere, while the spacious living areas and functionality of a split-level home provide room for everyday living and entertaining. This home features new engineered flooring, freshly painted walls, and space for a home office, gym, or kids playroom.…

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Property details

MLS#: X13424556
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1500-2000
Style: Backsplit 5
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown
Other structures: Fence - Full
Property features: Fenced Yard, Library, Park, Public Transit, Rec./Commun.Centre, School

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 24.11 × 108.67
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Landscaped, Patio, Porch
Fronting on: North
Cross street: Hamilton St & Parkside Dr
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.41m × 4.32m
Main	Dining Room	3.61m × 4.11m
Upper	Living Room	3.86m × 4.29m
Sub-Basement	Recreation	3.25m × 4.22m
Upper	Primary Bedroom	3.07m × 4.7m
Upper	Bedroom	2.54m × 3.03m
Upper	Bedroom	2.95m × 3.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE REALTY CENTRE

Source: TRREB/PROPTX · MLS® X13424556

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$895K

156 Chudleigh Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $894,900✓ $5,105 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,700/mo

incl. closing costs (yr 1)

Annual total

$80,396

year 1

Mortgage only

$3,395/mo

principal + interest

Beyond mortgage

$1,649/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$178,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$425/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,949/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,373

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,740/yr

Property taxes24% $19,478/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,949/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,740	$3,395/mo
Government & taxes
Property tax	$5,105	$425/mo
Land transfer tax(closing)	$14,373	$1,198/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,949	$746/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,396	$6,700/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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156 Chudleigh Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs