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$515K · 3 bed Detached · Inch Park, Hamilton | MyPropertyScout

$515,000

458 Upper Wentworth Street

32OwnerOccupied

Map

$515,000

A●●○○○DOM16days

458 Upper Wentworth Street

Hamilton · Ontario L9A 4T7

MLS® X13424418 · Inch Park · L9A 4T7

32OwnerOccupied700-1100 ft²Detached1-car Detached16d$572/ft²Lot 30.1 x 135.3 ft< .50 ac$3,375 tax/yrBuilt 1916110 yrs old

17% below market · regional est. · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

A charming and well-maintained home offering ample space, and a prime location. With 3 bedrooms and 2 bathrooms, this versatile home is ideal for families, first-time buyers, or investors looking for a fantastic opportunity. Step inside to discover a bright and inviting living space. The main floor layout creates a seamless flow between the living, dining, and kitchen areas, making it an excellent space for entertaining or relaxing with family. The kitchen boasts ample cabinetry, sizeable pantry…

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Property details

MLS#: X13424418
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Brick
Property features: Park, Place Of Worship, School, Public Transit

Fireplaces: 1
Fireplace features: Electric

Garage: 1-car Detached
Garage spaces: 1
Parking: 4 total
Lot: 30.07 × 135.32
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: Queensdale Ave E
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Lane

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.17m × 4.44m
Main	Office	3.17m × 1.63m
Main	Kitchen	3.78m × 3.05m
Main	Bedroom	2.72m × 2.92m
Main	Bathroom	1.63m × 2.9m
Main	Family Room	3.81m × 3.05m
Main	Bedroom 2	2.77m × 2.87m
Main	Bedroom 3	2.69m × 2.97m
Basement	—	9.25m × 5.97m
Basement	Other	0.58m × 0.79m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REAL BROKER ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X13424418

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$515K

458 Upper Wentworth Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $515,000✓ $3,375 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,117/mo

incl. closing costs (yr 1)

Annual total

$49,405

year 1

Mortgage only

$1,954/mo

principal + interest

Beyond mortgage

$1,140/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$281/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $23,445/yr

Property taxes21% $10,150/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,150/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,445	$1,954/mo
Government & taxes
Property tax	$3,375	$281/mo
Land transfer tax(closing)	$6,775	$565/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,150	$429/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,405	$4,117/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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458 Upper Wentworth Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs