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$500K · 4 bed Semi-Detached · Stipley, Hamilton | MyPropertyScout

$499,900

38 Rosemont Avenue

43OwnerOccupied

Map

$499,900

DOM17days

38 Rosemont Avenue

Hamilton · Ontario L8L 2M3

MLS® X13423170 · Stipley · L8L 2M3

43OwnerOccupied1100-1500 ft²Semi-Detached None17d$385/ft²Lot 19 x 100 ft$2,405 tax/yr

17 days on market

About this home

Stunning 1,427 sq. ft. semi-detached century home just steps from Hamilton Stadium! This beautifully updated home blends historic charm with modern finishes. Soaring ceilings and an open-concept layout create a comfortable, airy feel. The custom kitchen is a showstopper - featuring oversized tile, quartz island and counters, sleek backsplash, and custom cabinetry perfect for entertaining. New hardwood flooring throughout the main floor adds warmth and style. Upstairs offers spacious bedrooms and…

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Property details

MLS#: X13423170
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2 1/2 Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 19 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: SHERMAN AVE/CANNON ST
Basement: Separate Entrance, Full
Stories: —
Utilities: —
Laundry: —
Interior: Brick & Beam
Parking features: Front Yard Parking, Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	4.17m × 1.75m
Main	Dining Room	4.32m × 3.12m
Main	Family Room	4.37m × 4.17m
Main	Kitchen	4.42m × 3.51m
Second	Bathroom	2.74m × 1.8m
Second	Primary Bedroom	4.19m × 3.12m
Second	Bedroom 2	3.63m × 3.07m
Second	Bedroom 3	2.64m × 3.51m
Second	Bathroom	1.68m × 2.24m
Third	Bedroom 4	6.12m × 2.95m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE REALTY PLUS

Source: TRREB/PROPTX · MLS® X13423170

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$500K

38 Rosemont Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $2,405 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,957/mo

incl. closing costs (yr 1)

Annual total

$47,487

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,063/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$200/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $22,758/yr

Property taxes19% $8,878/yr

Utilities9% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $4,999/yr

Closing costs11% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$2,405	$200/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,487	$3,957/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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38 Rosemont Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs