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$260K · 1 bed Condo Apartment · 445 - Facer, St. Catharines | MyPropertyScout

$260,000

Unit 37

21 DOM

1121d

Map

DOM 21

$260,000

DOM21days

Unit 37

456 CARLTON Street · St. Catharines · Ontario L2M 4X1

MLS® X13422356 · 445 - Facer · L2M 4X1

11OwnerOccupied500-599 ft²Condo ApartmentNone21d$473/ft²Lot 13,605$1,713 tax/yrBuilt 195175 yrs old

21 days on market

About this home

Top-floor 1-bedroom, 1-bathroom condo located in the desirable North End of St. Catharines at 456 Carlton Street. This fully renovated unit offers a bright, modern, and move-in-ready living space with tasteful updates throughout. The interior features updated flooring, a freshly painted interior, and a nicely updated kitchen designed with both style and functionality in mind. Large windows provide an abundance of natural light, enhancing the overall sense of space and comfort. Generous living an…

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Property details

MLS#: X13422356
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Hospital, Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

Condo corp #: 162
Balcony: Open
Locker: Common
Association amenities: Visitor Parking
Fees include: Heat Included, Hydro Included, Building Insurance Included, Water Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Lighting, Patio
Fronting on: —
Cross street: Carlton Street & Grantham Avenue
Basement: None
Stories: 3
Utilities: —
Laundry: Coin Operated, Common Area, In Basement, Shared, Sink
Interior: None
Parking features: Reserved/Assigned, Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.08m × 2.13m
Main	Bedroom	4.34m × 3.48m
Main	Living Room	4.34m × 3.17m
Main	Dining Room	3.12m × 2.13m
Main	Bathroom	1.57m × 2.13m
Main	Other	1.68m × 3.33m
Main	Foyer	0.81m × 3.35m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS COMPLETE REALTY

Source: TRREB/PROPTX · MLS® X13422356

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$260K

Unit 37 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $260,000✓ $1,713 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,821/mo

incl. closing costs (yr 1)

Annual total

$33,850

year 1

Mortgage only

$986/mo

principal + interest

Beyond mortgage

$1,178/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$52,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$143/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $11,836/yr

Property taxes12% $4,088/yr

Utilities12% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,600/yr

Condo fees14% $4,665/yr

Closing costs15% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,836	$986/mo
Government & taxes
Property tax	$1,713	$143/mo
Land transfer tax(closing)	$2,375	$198/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,600	$217/mo
Condo fees
Condo / HOA fees	$4,665	$389/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$33,850	$2,821/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 37

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs