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$450K · 2 bed Condo Apartment · Monaghan Ward 2, Peterborough | MyPropertyScout

$449,900

Unit 103

21 DOM

2221d

Map

DOM 21

$449,900

F●●●○○DOM21days

Unit 103

PeterboroughStandard · 340 Florence Drive · Peterborough · Ontario K9J 6X4

MLS® X13421774 · Monaghan Ward 2 · K9J 6X4

22OwnerOccupied800-899 ft²Condo ApartmentNone21d$530/ft²Lot 2.106$3,768 tax/yr

13% above market · 21 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

**Watch the Reel, Press Play & Fall in Love with One of Jackson Creek Meadows' Best Units! Welcome to Unit 103 - 340 Florence Drive, a beautifully upgraded ground-floor condo in Peterborough's premier west-end community, Jackson Creek Meadows. Built in 2021, this modern 2-bedroom, 2-bathroom unit offers the perfect mix of style, comfort, and convenience. This exceptional condo INCLUDES 2 OWNED PARKING SPACES including one wheelchair accessible space located right beside the front entrance, a RAR…

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Property details

MLS#: X13421774
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Foundation: Concrete
Property features: Arts Centre, Golf, Hospital, Library, Park, Public Transit

Fireplaces: 1
Fireplace features: Electric

Building name: PeterboroughStandard
Condo corp #: 107
Balcony: Open
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stone, Vinyl Siding · Year Round Living
Fronting on: —
Cross street: Florence Dr/Chandler Cres
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Other, Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK EASTERN REALTY

Source: TRREB/PROPTX · MLS® X13421774

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$450K

Unit 103 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $3,768 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,154/mo

incl. closing costs (yr 1)

Annual total

$49,843

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,532/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$314/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,481/yr

Property taxes19% $9,241/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,499/yr

Condo fees10% $4,962/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$3,768	$314/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$4,962	$413/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,843	$4,154/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs