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$660K · 3 bed Att/Row/Townhouse · Stoney Creek Mountain, Hamilton | MyPropertyScout

$659,900

354 Highland Road

33OwnerOccupied

Map

$659,900

B●●○○○DOM17days

354 Highland Road

Hamilton · Ontario L8J 3W3

MLS® X13421734 · Stoney Creek Mountain · L8J 3W3

33OwnerOccupied1500-2000 ft²Att/Row/Townhouse1-car Attached17d$377/ft²Lot 20.8 x 134.2 ft$4,526 tax/yrBuilt 200323 yrs old

3% below market · regional est. · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover this stunning freehold townhome (no condo fees!) on the desirable Stoney Creek Mountain. Perfectly situated near premium shopping, dining, and nature trails, this home offers the ultimate convenience. The bright, open-concept main floor features a spacious living/dining combo and an eat-in kitchen with a walk-out to a private deck and stairs to lower level patio. Upstairs, enjoy three bedrooms, main 4 piece bath plus a primary retreat with a 4-piece ensuite with jetted tub. The finished…

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Property details

MLS#: X13421734
Status: Conditionally Sold
Beds: 3
Baths: 3 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Library, Public Transit, Rec./Commun.Centre

Fireplaces: 1
Fireplace features: Family Room

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 20.83 × 134.18
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone · Deck, Landscaped
Fronting on: North
Cross street: Glenhollow Drive
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13421734

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$660K

354 Highland Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $659,900✓ $4,526 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,172/mo

incl. closing costs (yr 1)

Annual total

$62,069

year 1

Mortgage only

$2,503/mo

principal + interest

Beyond mortgage

$1,405/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$377/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $30,041/yr

Property taxes23% $14,199/yr

Utilities7% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,599/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,041	$2,503/mo
Government & taxes
Property tax	$4,526	$377/mo
Land transfer tax(closing)	$9,673	$806/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,599	$550/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,069	$5,172/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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354 Highland Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs