$189K · 1 bed Condo Apartment · Medora, Muskoka Lakes

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About this home

Luxury Awaits You!. Experience the best of Muskoka's four seasons at The Rosseau Muskoka Resort and Spa (JW Marriott). This One Bedroom, One Bathroom Unit is located just 2 and a half hours from Toronto and only 15 minutes to Port Carling with great shopping, restaurants and events. Unit 1225 offers spacious living with a stone fireplace, well layed out kitchen and Master Suite complete with 4 piece Bathroom. Maintenance Free and a great place to entertain friends and family. The Resort is known…

Property details

MLS#

X13421332

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Asphalt Shingle
Property features: Golf, Wooded/Treed, Beach

Fireplaces: 1
Fireplace features: Propane

View: Hills, Lake, Trees/Woods

Waterfront: Yes
Water view: Partially Obstructive
Water body: Lake Rosseau
Water frontage: 1000 ft
Shoreline: Rocky, Deep, Sandy
Waterfront features: Dock, Stairs to Waterfront, Beach Front

Condo corp #: 62
Balcony: Open
Locker: Ensuite
Association amenities: Gym, Outdoor Pool, Concierge, Sauna, Visitor Parking, Communal Waterfront Area
Fees include: CAC Included, Heat Included, Common Elements Included, Water Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 250 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Exterior: Stone, Wood · Landscaped, Privacy, Year Round Living
Fronting on: —
Cross street: Peninsula Road /Juddhaven Road, to Paignton House Road to #1050 ( visitor parking to the right )
Basement: None
Stories: 2
Utilities: —
Laundry: Other
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Bedroom	3.05m × 3.05m
Main	Kitchen	1.52m × 2.44m
Main	Bathroom	1.37m × 2.74m

Level

Room

Dimensions

Main

Bedroom

3.05m × 3.05m

Main

Kitchen

1.52m × 2.44m

Main

Bathroom

1.37m × 2.74m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $189,000✓ $2,164 tax✓ Propane✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,615/mo

incl. closing costs (yr 1)

Annual total

$31,379

year 1

Mortgage only

$717/mo

principal + interest

Beyond mortgage

$1,305/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$37,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$180/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$1,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$1,615

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)27% $8,604/yr

Property taxes12% $3,779/yr

Utilities13% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance6% $1,890/yr

Condo fees21% $6,446/yr

Closing costs16% $5,100/yr

Mortgage is 27% of your true cost of ownership. The other 73% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$8,604	$717/mo
Government & taxes
Property tax	$2,164	$180/mo
Land transfer tax(closing)	$1,615	$135/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$1,890	$158/mo
Condo fees
Condo / HOA fees	$6,446	$537/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$31,379	$2,615/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1225

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Annual costs