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$440K · 3 bed Detached · Stripley, Hamilton | MyPropertyScout

$439,900

106 Lottridge Street

32TenantOccupied

Map

$439,900

DOM17days

106 Lottridge Street

Hamilton · Ontario L8L 6T9

MLS® X13420236 · Stripley · L8L 6T9

32TenantOccupied< 700 ft²DetachedNone17d$628/ft²Lot 25 x 89 ft$2,221 tax/yr

17 days on market

About this home

This stunning bungalow, has been modernly updated from top to bottom with high-quality finishes and attention to detail. Upgrades include a new roof, electrical, plumbing, windows, doors, and flooring. The open-concept layout features cathedral ceilings, a stylish kitchen with granite countertops, and contemporary design throughout. Located just steps from the stadium, major highways, schools, and shopping, this home blends modern living with everyday convenience. Currently rented out $1720/mont…

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Property details

MLS#: X13420236
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: < 700
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

View: City

Garage: None
Garage spaces: 0
Parking: 0 total
Lot: 25 × 89
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Beechwood
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Street Only

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13420236

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$440K

106 Lottridge Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $2,221 tax✓ Gas✓ < 700 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,548/mo

incl. closing costs (yr 1)

Annual total

$42,579

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$982/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$185/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $20,026/yr

Property taxes18% $7,494/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,399/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$2,221	$185/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,579	$3,548/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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106 Lottridge Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs